Consistent returns through bonds and money markets.

Generate predictable revenue by earning yield through high-quality fixed-income instruments: money market funds, bonds, and private credit.

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Risk Warning: Remember, financial trading is highly speculative & may lead to the loss of your funds. Monthly returns are calculated based on the historical performance of our services.

Developed Markets

Funding Fees

EU Markets

Money Markets

Fixed Income

Dividends

Developing Markets

Bonds

Commodities

HomeFixed Income fund

$ 307.7k

Equity

Across Managed Accounts

+ 4%

Targets Yearly

Historic average (MWR)

0.45

Sharpe Ratio

Based on historic average

Markets

Money Markets, Bonds, Dividend Stocks

Fixed income allocation provides stability and consistent returns, acting as both a portfolio anchor and dry powder for opportunities.

Managed by:

Mykyta Barabanov

CIO

Assets:

Bonds, Money Markets, Dividends, Private Credit

TWR MWR

$307,735

AUM

12.06% / 2.00%

Performance (TWR / MWR)

0.45 / 0.00

Sharpe/Sortino Ratios

25%

Annual Target

20%

Months with negative Returns

30%

Historic DD

Uncorrelated performance during market stress enables tactical rebalancing and more aggressive positioning in quantitative and equity strategies.

Allocation

Category	Balance	Performance (TWR)	Performance (MWR)
💶 Cash (EUR)	$48,195 (21.3%)	+2.84%	+0.01%
💼 Bond	$17,611 (7.8%)	-3.56%	+4.66%
💵 Cash (USD)	$158,832 (70.3%)	+0.00%	+1.84%
💰 ETF	$1,357 (0.6%)	-1.06%	+5.38%
Total	$225,995 (100%)	+0.32%	+1.69%

Activity

Category	Symbol	Gross Gain	Execution Time (EST)
💰 ETF	IEF	-$32.55 (-0.01%)	Jan-26-2025 \| 19:00
💼 Bond	BUND	+$31,900.00 (+10.37%)	Nov-30-2025 \| 19:00
💼 Bond	IEF	-$32.55 (-0.01%)	Jan-25-2025 \| 19:00

Fees

Fees	Profit Share
Profit Share	0%
Fund Fee	2% per annum

Fixed Income

Most suitable for investors looking for a predictable revenue stream without taking any additional risk. Great at fighting inflation.

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Funds of Funds

Can server as an indispensable pillar of protection against market volatility that provides additional liquidity during the buying opportunities in the global stock market.

Start Onboarding

How it works?

Apply

Request eligibility assessment, while also learning more about our services.

Invest

Once verified, login to an account area to proceed with capital allocation.

Track

Client Reviews

Christian Chou

Fashion Store Owner

Amsterdam, Netherlands

I'm happy with the investment in the Fund of Funds. The returns helped me to invest in my own fashion store in Amsterdam, happy everything worked at the exact time i needed extra financing for my business.

Jun Dambara

Head of FX Sales

New York, US

Markets go up and down, and the financial trading industry is not kind to surface-level relationships, which makes the ones you manage to keep and build upon even more valuable - and these guys have never let me down.

Hironobo Kawashima

Brokerage Founder

Tokyo, Japan

Doing business with Elite CurrenSea for as long as I can remember—a reliable partner and an impressive money management service. Even though, ECS are professionals - know your limits when investing.

FAQ

What is a Fixed Income Fund?

A Fixed Income Fund operates as a conservative investment vehicle designed to provide stability and consistent returns through bonds, treasuries, and cash equivalents. Instead of selecting individual bonds yourself, we manage a diversified portfolio of fixed income securities that generates predictable income while preserving your capital.

This fund provides stability across multiple fixed income asset classes—government bonds, corporate bonds, treasury securities, and cash equivalents—all within a single investment vehicle. It’s designed for investors who prioritize capital preservation, steady income generation, and portfolio stability over aggressive growth.

How does the Fixed Income Fund investment strategy work?

Our Fixed Income Fund implements a conservative approach to maximize stability and consistent returns:

Capital Preservation Focus: We prioritize protecting your principal while generating steady income. Risk management is paramount, with strict limits on credit quality and duration exposure.

Quality-First Selection: We invest primarily in investment-grade bonds (BBB- or higher) and government securities. Credit analysis ensures we avoid high-risk issuers that could jeopardize your capital.

Duration Management: We actively manage portfolio duration to balance interest rate risk with income generation. During rising rate environments, we may shorten duration; when rates stabilize, we can extend for higher yields.

Diversification Across Issuers: Holdings are spread across government, corporate, and agency securities to reduce concentration risk. No single issuer represents excessive portfolio weight.

Income Generation: Regular coupon payments and treasury yields provide predictable cash flow. This income can be reinvested for compounding or distributed based on fund structure.

Uncorrelated Performance: The fund acts as a stabilizer during equity market volatility, providing dry powder for opportunistic rebalancing into higher-return strategies when markets decline.

What level of transparency does the Fixed Income Fund provide on underlying holdings?

High Transparency:

Monthly Performance Reports: Detailed NAV updates, returns, and portfolio value tracking
Quarterly Holdings Disclosure: Full breakdown of positions across bonds, treasuries, and cash equivalents
Annual Comprehensive Reports: Strategy review, performance attribution, interest rate environment analysis, and outlook
Risk Metrics: Duration, yield to maturity, credit quality distribution, interest rate sensitivity
Credit Exposure Reports: Breakdown of portfolio allocation by issuer type, credit rating, and maturity profile

You’ll have clear visibility into how your capital is allocated and what’s driving performance, while we protect proprietary strategy details from competitors.

How often does the Fixed Income Fund rebalance its underlying holdings?

Rebalancing Frequency: Given our capital preservation philosophy, we rebalance strategically rather than on a fixed schedule:

Monthly Reviews: Formal portfolio review to assess duration exposure, credit quality distribution, and maturity ladder positioning
Interest Rate Adjustments: Rebalancing triggered by Federal Reserve policy changes, significant rate movements, or yield curve shifts
Credit Event Response: Immediate rebalancing if any holdings face credit downgrades or issuer concerns
Maturity Management: Ongoing ladder maintenance to ensure continuous income generation and liquidity

Why Conservative Rebalancing Matters:

Stable Income: Holding bonds to maturity maximizes predictable coupon income
Lower Transaction Costs: Fewer trades mean more capital working for you
Capital Preservation: Avoiding forced selling maintains principal protection

Our approach balances staying responsive to interest rate opportunities while maintaining stable, predictable income generation.

How is my investment diversified in the Fixed Income Fund?

Your investment is diversified across multiple dimensions:

By Asset Class:

Government Bonds: U.S. Treasury securities (lowest risk, benchmark yields)
Corporate Bonds: Investment-grade corporate issuers (higher yield than treasuries)
Agency Securities: Government-sponsored entities (Fannie Mae, Freddie Mac)
Cash Equivalents: Money market instruments and short-term treasuries for liquidity

By Credit Quality:

AAA-Rated: U.S. Treasuries and highest-quality corporates
AA-Rated: Strong investment-grade corporate bonds
A/BBB-Rated: Lower investment-grade for incremental yield (limited exposure)
Minimum Standard: No holdings below BBB- (investment-grade threshold)

By Maturity Profile:

Short-Term (1-3 years): Lower yield, higher stability, interest rate protection
Intermediate-Term (3-7 years): Balanced yield and duration risk
Long-Term (7+ years): Higher yield, greater rate sensitivity (limited exposure)
Laddered Approach: Continuous maturity distribution for stable income and liquidity

By Issuer Type:

Federal Government: U.S. Treasury bonds and bills (risk-free baseline)
Government Agencies: Fannie Mae, Freddie Mac, Federal Home Loan Banks
Corporate Issuers: Diversified across sectors (financials, industrials, utilities)
Concentration Limits: No single corporate issuer exceeds 5% of total portfolio

This multi-layered diversification means poor performance in any single area has limited impact on your overall investment.

Who should consider Fixed Income Fund investment?

The Fixed Income Fund is ideal for investors seeking:

Conservative Investors: Those prioritizing capital preservation over aggressive growth, comfortable with 4.25% (subject to change based on Money Market risk free rates) target returns vs. higher-risk alternatives.

Income-Focused Investors: Retirees or income-seeking investors who need predictable cash flow from bond coupon payments and treasury yields.

Portfolio Stabilizers: Investors wanting to balance equity exposure with stable fixed income allocation. Acts as dry powder during market volatility.

Risk-Averse Investors: Those uncomfortable with equity market swings. Historically 0% negative return months demonstrates exceptional consistency.

Strategic Rebalancers: Investors who want stable capital available to redeploy into equities or trading strategies during market downturns.

What are the minimum investment requirements and lock-up period?

Minimum Investment: $1,000 to start

Lock-up Period: None currently – however, fixed income investments benefit from longer holding periods to capture full coupon income and avoid selling at inopportune times.

What is the total Fixed Income Fund fee structure?

We believe in complete transparency with our fees:

Performance Fee: 0% of profits generated

Management Fee: Included in overall fund structure with no separate performance charges bug a subject to 2% annual fund Fee rate.

How it works:

No performance fees charged on returns
Pure fixed income strategy focused on predictable yields without profit-sharing structures
Fees covered through underlying bond yields and treasury returns

Total Cost Example: On a $10,000 investment generating 4.25% returns ($425 profit):

Performance fee: $0
Annual Fund Fee rate: 2% ($200)
Net profit to you: $225 (2.25% net return)
- Important consideration is that Fixed Income fund works best in combination with either a combination of Trading & Securities Funds mixed together or separately with either of the two.

This transparent fee structure ensures you capture the full benefit of fixed income returns without performance fee erosion.

Where can I find a Fixed Income Fund track record, as well as my investment performance?

Historical Track Record:

Sharpe Ratio: 0.45 (positive risk-adjusted returns)
Sortino Ratio: 0.00 (minimal downside volatility)
Historic Maximum Drawdown: -1% (exceptional capital preservation)
Months with Negative Returns: 0% (perfect consistency track record)

Your Personal Performance: You can find the latest performance information through:

Monthly Statements: Delivered via email with your account value, period returns, and cumulative performance
Online Portal: 24/7 access to real-time account value, transaction history, and performance metrics
Quarterly Reports: Comprehensive breakdown of holdings, attribution analysis, and interest rate environment commentary

All performance figures are reported net of fees to show actual investor returns.

How do you monitor the underlying investments?

Continuous Oversight:

Daily Monitoring:

Real-time portfolio value tracking
Individual bond position performance
Credit spread monitoring and issuer news scanning
Interest rate and yield curve tracking

Weekly Analysis:

Credit quality distribution validation
Duration and interest rate sensitivity assessment
Maturity ladder positioning review
Yield curve positioning analysis

Monthly Reviews:

Comprehensive performance review vs. benchmarks (Bloomberg Barclays Aggregate Bond Index)
Income generation tracking and coupon payment verification
Rebalancing trigger evaluation
Credit rating change monitoring

Quarterly Strategic Reviews:

Federal Reserve policy analysis and rate outlook assessment
Credit environment evaluation and issuer fundamental reviews
Portfolio construction optimization
Interest rate scenario stress testing

Triggers for Action:

Individual bond issuer credit downgrade triggers review for exit
Interest rate movements >50 basis points trigger duration rebalancing
Corporate bond spreads widening >100 basis points trigger credit review
Any issuer facing financial distress or covenant violations
Better yield opportunities identified for capital redeployment

Our disciplined approach ensures deteriorating credits are addressed quickly while maintaining stable income generation and capital preservation.

What are the risks of investing in a Fixed Income Fund?

We believe in honest risk disclosure:

Interest Rate Risk: When interest rates rise, bond prices fall. If rates increase significantly, your investment value will decline temporarily. However, bonds held to maturity return full principal regardless of interim price fluctuations.

Credit Risk: Corporate bond issuers could face financial difficulties, potentially defaulting on payments. Our investment-grade focus and diversification mitigate but don’t eliminate this risk.

Inflation Risk: If inflation exceeds 4.25% target returns, your real purchasing power declines. Fixed income underperforms during high inflation environments.

Liquidity Risk: While bonds are generally liquid, certain corporate bonds or agency securities may have limited trading during market stress, potentially requiring sales at unfavorable prices.

Reinvestment Risk: When bonds mature or pay coupons in a falling rate environment, reinvesting proceeds at lower yields reduces future income generation.

Opportunity Cost Risk: During strong equity market rallies, fixed income’s conservative 4.25% target significantly underperforms stocks. You sacrifice growth potential for stability.

No Guaranteed Returns: The 4.25% annual target is an objective, not a promise. Returns will vary based on interest rate environment, credit spreads, and market conditions.

Important: All investments carry risk of loss. The historic 0% negative return months and -1% maximum drawdown reflect past performance, which does not guarantee future results. Only invest capital you can afford to keep invested for 3-5+ years.